![]() ![]() Since, Destiny does not have a mobile app, there is no "account alerts" at the moment.Ĭard members will also get the following Mastercard benefits which is very useful: In fact, paying your bills online is free. While Destiny Mastercard does not have a mobile app, you can manage your account online at You can pay your bills online and choose paperless statements as well. No Mobile App - Destiny has no mobile app and their desktop online account website is not mobile friendly either (for now).Late and Over-the-limit Fee - There is a $40 charge for late payments or going over the limit.1% is lower than the standard 3% though I expect that most cardholders will never use this card abroad. Foreign transaction is 1% - The foreign transaction fee is 1% for all cards.Once you are given your starting credit limit, the will be the limit for as long as you have the card. Credit Limits do not increase - Destiny does not increase your credit limit.There are a couple of other things that you should be aware of. The regular purchase APR are either 24.9%, 29.9% or 35.9%. There are three credit limits that you can be offered, $300, $500 or $700. Four of them just have an annual fee that does not charge any monthly fee from the second year onwards. If you are pre-approved, you can be offered any of these two version below (each with different terms and conditons).Īs you can see from the table above, there are 6 versions and terms and conditions that you could be potentially offered. No more than $60,000 in non-credit card and non-mortgage debt like student loans or auto loans Not more than 2 hard inquiries during the last 6 months - this is a major reason why many folks get deniedĪt least 2 existing trade lines - this can including student loans or auto loans It's downside is that the starting credit limit of $300 does not increase so at best, this card should be considered a stop gap until you can get another unsecured credit card with a much higher credit limit. It is also one of the rare credit cards that allows you to use Moneygram to pay your bills and will approved those who have been discharged from bankruptcy. ![]() The Indigo Card not only is there any annual fee at but it also avoids a host of other charges that Indigo Platinum Mastercard and most other cards of this type charge, including all those for overseas transactions, late payments by the relevant cardholders.The Destiny Mastercard from Genesis Financial Services is one of the few unsecured credit card that does not charge any monthly fees (they just charge an annual fee) and allows you to get pre-approved first without any impact on your credit score. The cardholder’s credit limit at the IndigoCard is $ 300 and it is not clear if that IndigoCard pay could increase in the further online or offline transactions if you use the card at different platforms. And no matter how much the cardholders deposit, it will come back if you have a good payment history or are going to make one. Though with bad credit, it may be best to have a secured or maybe unsecured credit card, where the credit limit is generally as high as the amount you can deposit in the IndigoCard. However, that alone may not be enough for them cardholders to justify the accurate demand for this sole card for better options that meet the same requirements at the platform. The IndigoCard Login official can provide access to a credit card online and offline transactions to all the cardholders, even if your credit is fair and even bad earlier. Along with it, the high annual fees are not worth a low credit limit at the portal. The IndigoCard allotment is done at the credit limit makes it easy to collect a high credit rating and scores, which can even take the score down in relevant cases you even when you’re working to improve it at the IndigoCard Login. For an official account with an annual charge of $ 59, for instance, your credit limit may be $ 241 as of the cardholder estimates installation and maintenance costs for the customer. The take of the IndigoCard Login credit limit is only $ 300 and maybe less due to the official charges exposed less. ![]()
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